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Soaring Debt
You Never Give Me Your Money—The Beatles When I first started researching the property records for my daily posts, I was astounded by all the mortgage equity withdrawal. I still am. At first I was surprised that borrowers would do it. It would have never occurred to me to actually increase my mortgage indebtedness (yes, I have had a mortgage before). I can unders...

Lying To Exploit Fear
Liar—Queen Liar I have drunk the wine (or kool aid)Liar time after time Not long ago, we had a realtor trolling the forums. He tried all the standard hooks, but he found those fish were not biting. One of the more ridiculous ideas he put out there was the notion, “You can’t predict which way the market will go, so you should buy.“ WTF? Anyone wi...

Zero Down
Saved By Zero—The Fixx Once 100% financing became widely available, it was enthusiastically embraced by all parties: the lenders suddenly had a huge source of new customers to generate high fees, the realtors and builders now had plenty of new customers to buy more homes, and many potential buyers who did not have savings were able to enter the market. It seemed ...

There Is No Move-Up Market
Movin’ on Up—Theme from the Jeffersons Well we’re movin on up, The conventional wisdom in California real estate is that you buy a home, and when it appreciates, you sell it and move up to a better home. There is some truth to this idea, but not in the way most people think. Let’s examine how it really works. Let’s look at a hypothetical e...

Radio Appearance KBPK FM 90.1, Sunday November 30, At 6:30 PM
Irvine Renter will be on the radio again this weekend. I will be a guest of John McCauley on KBPK FM 90.1. I can be heard on Sunday November 30, at 6:30 PM. The streaming internet broadcast can be found here. I invite you all to tune in. P.S. If you missed it, the MP3 link is here....

Open Thread 11-29-2008
I would like to make an announcement. Irvine Renter will be on the radio again this weekend. I will be a guest of John McCauley on KBPK FM 90.1. I can be heard on Sunday November 30, at 6:30 PM. The streaming internet broadcast can be found here. I invite you all to tune in. AZDavePhx has been busy at the IHB. Last weekend I featured several of his works, and this...

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